Which documents do I need to rent a flat?

Which documents do I need to rent a flat?

Every rental process involves a so-called reference check that helps verify your identity and your ability to pay for your accommodation. Some landlords and agencies ask you to send them documents directly, while other prefer to do it via a designated platform (e.g. Openrent). A standard set of documents for rent include:

1. Proof of Identity

  • Passport/Driver’s License: To verify your identity.
  • Visa/Residence Permit (if applicable): For non-UK residents, to confirm eligibility to live and rent in the UK.

2. Proof of Employment or Study

  • Employment Contract: To show your employment status and income.
  • Recent Payslips (last 3-6 months): To provide evidence of your regular income.
  • Letter from Employer: Confirming your employment and salary, especially if you’ve recently started a new job.
  • Student Status Confirmation: If you’re a student, a letter from your university or college confirming your enrollment.

3. Financial Documents

  • Bank Statements (last 3-6 months): To demonstrate your financial stability and ability to afford the rent.
  • Credit Check: Some landlords or agents may conduct a credit check to assess your financial history.

4. References

  • Previous Landlord Reference: To verify your reliability and history as a tenant.
  • Professional Reference: From an employer or professional acquaintance, especially if you don’t have a previous landlord.

5. Guarantor Information (if required)

  • Guarantor Agreement: If you’re unable to meet the income requirements or have a poor credit history, you might need a guarantor.
  • Proof of Identity and Financial Stability of Guarantor: Similar documents as above for your guarantor, to confirm they can cover the rent if you’re unable to.

6. Right to Rent Checks (Immigration Status)

Right to Rent Documentation: Under UK law, landlords must check that all tenants have the right to rent in the UK, which may require additional documents for non-UK nationals.

The minimum set you will be required to provide is your ID, confirmation of your resident status in the UK, and some documents proving your financial capability to rent the flat. The rest depends on the requirements of a specific landlord. 

Renting your first flat in the UK may be more difficult due to the lack of renting history and UK bank statements, so you may have to be more flexible with your options and spend more time searching for the flat before you find one that you can secure.