How to choose your medical insurance provider

There are a number of online resources you can study before contacting insurance providers for quotes. 

1. Do your own research. Start with a health insurance guide by Which? – a website with useful everyday advice and provider ratings. 
   
2. Consider speaking to a broker. If you haven’t dealt with private medical insurance before, it may be tricky to pick one by yourself – especially if you have any pre-existing medical conditions. In this case, you might consider speaking to brokers – for example:

• British Insurance Brokers’ Association (BIBA) 
• Association of Medical Insurers and Intermediaries (AMII) 
• LifeSearch