Oyster card vs Contactless payment

If you’re moving to London or just visiting, you might wonder if you need an Oyster card for travel. Here’s a quick guide to help you decide:

Contactless Payment – The Simple Option

If you have a contactless debit or credit card (or Apple Pay/Google Pay), you’re good to go! Just tap your card or device on the reader, and you’ll pay the same fares as an Oyster card.

Why Choose Contactless?

• No need to carry or top up a separate card.
• Daily and weekly caps keep your costs the same as Oyster.
• Works on all public transport in London, including Tube, buses, and trains.

Check This First:

• International Cards: Does your bank charge foreign transaction fees?
• One Card Per Person: Each person needs their own contactless card or device to travel.

When You Might Need an Oyster Card

Consider getting an Oyster card if:

• You’re eligible for discounts (e.g., student, child, or Railcard discounts).
• You want to avoid international bank fees (for non-UK cards).
• You’d prefer to budget separately for travel by pre-loading your card.
• You’re staying long-term and like having a dedicated travel card.

What’s the Best Choice?

• For Visitors: Use contactless for ease, unless your card has fees.
• For Long-Term Residents: Oyster cards can help with discounts and managing travel expenses.

Tip: Both options offer the same fares and caps, so choose what’s easiest for you!

Still unsure? Start with contactless — you can always switch to an Oyster card later if you need one.